*{box-sizing:border-box;margin:0;padding:0}
  :root{--navy:#0c2340;--navy2:#123258;--teal:#128a7d;--teal2:#15a596;--ink:#1a2330;--grey:#5a6675;--grey2:#7b8695;--line:#e5eaf0;--soft:#f4f7fa;--white:#fff}
  html{scroll-behavior:smooth}
  body{font-family:'Inter',system-ui,sans-serif;color:var(--ink);line-height:1.65;background:#fff;-webkit-font-smoothing:antialiased}
  a{color:inherit;text-decoration:none}
  .wrap{max-width:1140px;margin:0 auto;padding:0 24px}
  section{padding:80px 0}
  h1,h2,h3{color:var(--navy);line-height:1.15;letter-spacing:-.02em;font-weight:800}
  h1{font-size:clamp(2.1rem,5vw,3.2rem)}h2{font-size:clamp(1.7rem,3.4vw,2.4rem)}h3{font-size:1.2rem;font-weight:700}
  p{color:var(--grey)}
  .eyebrow{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--teal);margin-bottom:14px}
  .head{max-width:640px;margin:0 auto 52px;text-align:center}.head p{margin-top:14px;font-size:1.08rem}
  .btn{display:inline-flex;align-items:center;gap:8px;padding:14px 28px;border-radius:8px;font-weight:600;font-size:.98rem;cursor:pointer;border:2px solid transparent;transition:.18s}
  .btn-primary{background:var(--teal);color:#fff;box-shadow:0 2px 8px rgba(12,35,64,.1)}.btn-primary:hover{background:var(--teal2);transform:translateY(-2px)}
  .btn-out{background:transparent;border-color:rgba(255,255,255,.5);color:#fff}.btn-out:hover{background:#fff;color:var(--navy)}
  .btn-dark{background:var(--navy);color:#fff}.btn-dark:hover{background:var(--navy2)}

  header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
  .nav{display:flex;align-items:center;justify-content:space-between;padding:16px 0}
  .logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:1.32rem;color:var(--navy)}
  .logo .m{width:34px;height:34px;border-radius:9px;background:linear-gradient(135deg,var(--teal),var(--navy2));display:grid;place-items:center;color:#fff;font-size:.9rem}
  .links{display:flex;gap:32px;align-items:center}
  .links a{font-size:.95rem;font-weight:500;color:var(--navy)}
  .links a:hover{color:var(--teal)}
  .navr{display:flex;align-items:center;gap:16px}
  .navphone{font-weight:600;font-size:.92rem;color:var(--navy)}
  .mbtn{display:none;background:none;border:none;font-size:26px;cursor:pointer;color:var(--navy)}

  .hero{background:radial-gradient(900px 420px at 80% -10%,rgba(18,138,125,.32),transparent 60%),linear-gradient(158deg,var(--navy),var(--navy2));color:#fff;padding:96px 0}
  .hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:52px;align-items:center}
  .hero h1{color:#fff}
  .pill{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2);color:#d5e3ef;padding:7px 14px;border-radius:99px;font-size:.8rem;font-weight:600;margin-bottom:20px}
  .pill .d{width:7px;height:7px;border-radius:50%;background:#49d17e;box-shadow:0 0 0 3px rgba(73,209,126,.25)}
  .hero p{color:rgba(255,255,255,.85);font-size:1.15rem;margin:20px 0 30px;max-width:520px}
  .hact{display:flex;gap:14px;flex-wrap:wrap}
  .reassure{margin-top:22px;display:flex;gap:20px;flex-wrap:wrap}.reassure span{font-size:.86rem;color:rgba(255,255,255,.8)}.reassure b{color:#49d17e}
  .hcard{background:#fff;border-radius:18px;padding:28px;box-shadow:0 24px 60px rgba(12,35,64,.28);color:var(--ink)}
  .hcard .stars{color:#e0a83d;letter-spacing:1px}.hcard small{color:var(--grey2);font-size:.8rem}
  .hcard blockquote{font-style:italic;color:#2b3646;margin:14px 0 18px;font-size:1rem}
  .hcard .who{display:flex;align-items:center;gap:12px;padding-top:16px;border-top:1px solid var(--line)}
  .hcard .av{width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--teal),var(--navy2));color:#fff;display:grid;place-items:center;font-weight:700}
  .hcard .who b{display:block;font-size:.9rem;color:var(--navy)}.hcard .who span{font-size:.82rem;color:var(--grey2)}

  .accred{background:#fff;border-bottom:1px solid var(--line);padding:26px 0}
  .accred .wrap{display:flex;align-items:center;justify-content:center;gap:16px 40px;flex-wrap:wrap}
  .accred .lbl{font-size:.76rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--grey2)}
  .accred b{font-weight:800;color:var(--navy);opacity:.72;font-size:1.02rem}

  .stats{background:var(--soft)}
  .sgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:26px;text-align:center}
  .sgrid strong{display:block;font-size:2.3rem;color:var(--navy);font-weight:800}.sgrid span{font-size:.9rem;color:var(--grey2)}

  .g3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
  .card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:30px 26px;transition:.2s}
  .card:hover{transform:translateY(-5px);box-shadow:0 12px 30px rgba(12,35,64,.1);border-color:transparent}
  .card .ic{width:52px;height:52px;border-radius:12px;background:rgba(18,138,125,.1);color:var(--teal);display:grid;place-items:center;font-size:1.4rem;margin-bottom:18px}
  .card h3{margin-bottom:9px}.card p{font-size:.96rem}
  .card ul{margin-top:14px;list-style:none}.card li{font-size:.9rem;color:var(--grey);padding-left:22px;position:relative;padding-bottom:5px}
  .card li:before{content:"\2713";position:absolute;left:0;color:var(--teal);font-weight:800}

  .soft{background:var(--soft)}
  .feat{display:flex;gap:16px;align-items:flex-start}
  .feat .fi{flex-shrink:0;width:46px;height:46px;border-radius:11px;background:rgba(18,138,125,.1);color:var(--teal);display:grid;place-items:center;font-size:1.2rem}
  .feat h3{font-size:1.08rem;margin-bottom:5px}.feat p{font-size:.93rem}

  .steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
  .step .n{width:48px;height:48px;border-radius:13px;background:linear-gradient(135deg,var(--teal),var(--navy2));color:#fff;display:grid;place-items:center;font-weight:800;font-size:1.1rem;margin-bottom:16px}
  .step h3{font-size:1.08rem;margin-bottom:7px}.step p{font-size:.93rem}

  .tcard{background:#fff;border:1px solid var(--line);border-radius:14px;padding:28px;display:flex;flex-direction:column}
  .tcard .stars{color:#e0a83d;letter-spacing:1.5px;margin-bottom:12px}
  .tcard .q{font-size:1rem;color:#2b3646;line-height:1.6;margin-bottom:20px;flex-grow:1}
  .tcard .who{display:flex;align-items:center;gap:12px}
  .tcard .av{width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--teal),var(--navy2));color:#fff;display:grid;place-items:center;font-weight:700}
  .tcard .who b{display:block;font-size:.9rem;color:var(--navy)}.tcard .who span{font-size:.82rem;color:var(--grey2)}
  .disc{text-align:center;font-size:.8rem;color:var(--grey2);margin-top:28px}

  .split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
  .sbox{background:#fff;border:1px solid var(--line);border-radius:18px;padding:40px}
  .sbox ul{list-style:none;margin-top:20px;display:grid;gap:16px}
  .sbox li{display:flex;gap:14px;align-items:flex-start;font-size:.97rem;color:var(--grey)}
  .sbox .n{flex-shrink:0;width:28px;height:28px;border-radius:50%;background:rgba(18,138,125,.1);color:var(--teal);display:grid;place-items:center;font-weight:800;font-size:.85rem}

  .cta{background:linear-gradient(135deg,var(--teal),var(--navy2));color:#fff;border-radius:18px;padding:56px;text-align:center}
  .cta h2{color:#fff}.cta p{color:rgba(255,255,255,.9);margin:14px auto 26px;max-width:520px}
  .cta .hact{justify-content:center}

  .contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:44px;align-items:start}
  .info-item{display:flex;gap:14px;margin-bottom:22px}
  .info-item .ic{flex-shrink:0;width:44px;height:44px;border-radius:11px;background:rgba(18,138,125,.1);color:var(--teal);display:grid;place-items:center}
  .info-item b{color:var(--navy);font-size:.94rem}.info-item p{font-size:.94rem}
  .fcard{background:#fff;border:1px solid var(--line);border-radius:18px;padding:34px;box-shadow:0 8px 24px rgba(12,35,64,.06)}
  .frow{display:grid;grid-template-columns:1fr 1fr;gap:16px}
  label{display:block;font-size:.86rem;font-weight:600;color:var(--navy);margin-bottom:6px}
  input,textarea,select{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:8px;font-family:inherit;font-size:.96rem;margin-bottom:16px}
  input:focus,textarea:focus{outline:none;border-color:var(--teal)}
  #ok{display:none;background:rgba(18,138,125,.1);border:1px solid var(--teal);color:var(--navy);padding:14px;border-radius:8px;font-size:.92rem}

  footer{background:var(--navy);color:rgba(255,255,255,.72);padding:60px 0 24px}
  .fgrid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.3fr;gap:40px;padding-bottom:40px;border-bottom:1px solid rgba(255,255,255,.12)}
  .flogo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:1.24rem;color:#fff;margin-bottom:14px}
  .flogo .m{width:32px;height:32px;border-radius:9px;background:linear-gradient(135deg,var(--teal),var(--navy2));display:grid;place-items:center;font-size:.85rem}
  footer h4{color:#fff;font-size:.88rem;text-transform:uppercase;letter-spacing:.03em;margin-bottom:16px}
  footer p{color:rgba(255,255,255,.6);font-size:.9rem}
  footer ul{list-style:none}footer li{margin-bottom:10px}footer li a{font-size:.9rem;color:rgba(255,255,255,.72)}footer li a:hover{color:var(--teal2)}
  .fleg{font-size:.82rem;color:rgba(255,255,255,.5);line-height:1.7}
  .fbot{display:flex;justify-content:space-between;padding-top:20px;font-size:.82rem;color:rgba(255,255,255,.5);flex-wrap:wrap;gap:10px}

  .reveal{opacity:0;transform:translateY(18px);transition:.6s}.reveal.in{opacity:1;transform:none}

  @media(max-width:900px){
    .hero-grid,.split,.contact-grid{grid-template-columns:1fr;gap:36px}
    .g3,.steps{grid-template-columns:1fr}.sgrid{grid-template-columns:1fr 1fr;gap:30px}
    .fgrid{grid-template-columns:1fr 1fr}
    .links{position:fixed;top:64px;left:0;right:0;background:#fff;flex-direction:column;gap:0;padding:8px 24px 20px;border-bottom:1px solid var(--line);transform:translateY(-140%);transition:.28s;box-shadow:0 10px 30px rgba(0,0,0,.1)}
    .links.open{transform:translateY(0)}.links a{width:100%;padding:14px 0;border-bottom:1px solid var(--soft)}
    .mbtn{display:block}.navphone{display:none}
    .frow{grid-template-columns:1fr}
  }
  @media(max-width:560px){.fgrid{grid-template-columns:1fr}.fbot{flex-direction:column}}
/* ---- inner pages ---- */
.page-hero{background:radial-gradient(700px 300px at 80% -20%,rgba(18,138,125,.3),transparent 60%),linear-gradient(158deg,var(--navy),var(--navy2));color:#fff;padding:66px 0;text-align:center}
.page-hero h1{color:#fff}
.page-hero p{color:rgba(255,255,255,.82);max-width:620px;margin:14px auto 0;font-size:1.08rem}
.crumb{font-size:.82rem;color:rgba(255,255,255,.6);margin-bottom:12px}.crumb a{color:#7fd6ca}.crumb a:hover{color:#fff}
.legal{max-width:800px;margin:0 auto}
.legal h2{font-size:1.3rem;margin:34px 0 12px}.legal h2:first-of-type{margin-top:0}
.legal p,.legal li{color:var(--grey);margin-bottom:12px;font-size:.98rem}
.legal ul{padding-left:22px;margin-bottom:12px}
.legal .note{background:var(--soft);border-left:3px solid var(--teal);padding:14px 18px;border-radius:0 6px 6px 0;font-size:.9rem;margin-bottom:30px}
.legal .upd{font-size:.85rem;color:var(--grey2);margin-bottom:8px}
.cookie{position:fixed;bottom:16px;left:16px;right:16px;max-width:540px;margin:0 auto;background:#fff;border:1px solid var(--line);box-shadow:0 14px 44px rgba(12,35,64,.2);border-radius:12px;padding:18px 20px;z-index:900;display:none}
.cookie.show{display:block}
.cookie p{font-size:.86rem;color:var(--grey);margin-bottom:12px;line-height:1.55}
.cookie a{color:var(--teal);text-decoration:underline}
.cookie .cbtns{display:flex;gap:10px}
.cookie button{flex:1;padding:10px 14px;border-radius:7px;font-size:.85rem;font-weight:600;cursor:pointer;border:1.5px solid var(--teal);font-family:inherit}
.cookie .acc{background:var(--teal);color:#fff}.cookie .rej{background:#fff;color:var(--teal)}
.centre{text-align:center;margin-top:36px}